45,000
Credit Cards Approved
100%
Free Service
Why Choose Test My Card?
It’s simple! We combine AI-powered technology and expert advice to find the perfect credit card tailored just for you.
AI-Powered Upgrade Platform 
Expert Support Within 24 Hours
End-to-End Application Support
Specialized Bank Expertise
Instant Recommendations in 10 SecondsHow it Works
Get Instant Recommendations
Enter your details for instant AI-driven personalized recommendations.
Compare Your Options
Compare your top three options with clear benefits and fees
Submit Your Details
Complete the simple application form and submit for quick approval.
Expert Consultation (Within 24 Hours)
Our experts will reach out to you within 24 hours.
Application Support & Follow-Up
We’ll be with you every step of the way, ensuring a smooth application and quick follow-up.
Customer Testimonials
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
"I’ve saved a lot by using the right card through Test My Card. It’s made managing expenses so much simpler."
Maya Ibrahim
Sharjah
"Test My Card found me a transparent card with no hidden fees. It’s been stress-free and fits my lifestyle perfectly."
Omar Zayed
Dubai
"Test My Card helped me earn more rewards and cut down on fees. Managing my finances is much easier now."
Ali Hassan
Dubai
"With Test My Card, I found a card with better cashback and lower interest. It’s been a game-changer for my spending."
Sara Ahmed
Abu Dhabi
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
"I’ve saved a lot by using the right card through Test My Card. It’s made managing expenses so much simpler."
Maya Ibrahim
Sharjah
"Test My Card found me a transparent card with no hidden fees. It’s been stress-free and fits my lifestyle perfectly."
Omar Zayed
Dubai
"Test My Card helped me earn more rewards and cut down on fees. Managing my finances is much easier now."
Ali Hassan
Dubai
"With Test My Card, I found a card with better cashback and lower interest. It’s been a game-changer for my spending."
Sara Ahmed
Abu Dhabi
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
Top Recommendations
Bright Titanium Credit Card
Ajman Bank
Minimum Salary:AED 5000
Annual Fee:AED 0
- Complimentary access to airport lounges
- Valet parking 2 times a month
- 20% Discount on Noon
ULTRACASH Credit Card
Ajman Bank
Minimum Salary:AED 10000
Annual Fee:AED 300
- Free Airport Lounge Access
- 3 Valet Parking on Spend AED 5000 monthly
Smiles Titanium Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 7000
Annual Fee:AED 0
- Complimentary access to 1300+ airport lounges in 135+ countries if flight delayed by 1 hour
- Fly for free with 300+ airlines
- Free stays in 300,000+ hotels
- Cash withdrawal up to 80% of balance
Not sure which card is right for you?
Credit Card Insights & Tips
Expert advice to help you make smarter credit card decisions.
How to Use Test My Card to Find the Best Credit Card for You in Minutes
The UAE has one of the most diverse credit card markets in the world. Cashback, air miles, shopping discounts, travel perks—every bank offers different deals to attract customers. While this competition benefits consumers, it also creates confusion.
Salary Below AED 5,000 in the UAE? What You Should Know About Credit Card Eligibility
In the UAE, many residents earning below AED 5,000 assume that credit cards are completely out of reach. While income requirements do play an important role, it is equally essential to understand how today’s lending rules
Top 5 Credit Cards in the UAE with No Annual Fees
For many residents in the UAE, credit cards are essential tools for everyday life — offering convenience, security, and valuable rewards. However, one feature that often frustrates users is the annual fee
Best Credit Cards in the UAE (2025 Edition): Compare Rewards, Cashback & Benefits
Finding the right credit card in the UAE can feel overwhelming. With countless options offering flashy rewards, attractive cashback rates, or luxurious travel perks, it’s easy to get lost in the details.
Cashback vs. Air Miles: Which UAE Credit Card Is Right for You?
Credit cards in the UAE offer an impressive array of benefits. Two of the most popular features residents look for are cashback rewards and air miles. Each offers distinct advantages, but they work differently and suit different spending habits.
5 Common Mistakes to Avoid When Choosing a Credit Card in the UAE
Credit cards in the UAE offer a world of convenience and valuable benefits — from cashback and travel rewards to shopping discounts and exclusive services. Yet, despite countless offers and promotions, many residents end up choosing cards that don’t truly suit their needs.
How to Use Test My Card to Find the Best Credit Card for You in Minutes
The UAE has one of the most diverse credit card markets in the world. Cashback, air miles, shopping discounts, travel perks—every bank offers different deals to attract customers. While this competition benefits consumers, it also creates confusion.
Salary Below AED 5,000 in the UAE? What You Should Know About Credit Card Eligibility
In the UAE, many residents earning below AED 5,000 assume that credit cards are completely out of reach. While income requirements do play an important role, it is equally essential to understand how today’s lending rules
Top 5 Credit Cards in the UAE with No Annual Fees
For many residents in the UAE, credit cards are essential tools for everyday life — offering convenience, security, and valuable rewards. However, one feature that often frustrates users is the annual fee
Best Credit Cards in the UAE (2025 Edition): Compare Rewards, Cashback & Benefits
Finding the right credit card in the UAE can feel overwhelming. With countless options offering flashy rewards, attractive cashback rates, or luxurious travel perks, it’s easy to get lost in the details.
Cashback vs. Air Miles: Which UAE Credit Card Is Right for You?
Credit cards in the UAE offer an impressive array of benefits. Two of the most popular features residents look for are cashback rewards and air miles. Each offers distinct advantages, but they work differently and suit different spending habits.
5 Common Mistakes to Avoid When Choosing a Credit Card in the UAE
Credit cards in the UAE offer a world of convenience and valuable benefits — from cashback and travel rewards to shopping discounts and exclusive services. Yet, despite countless offers and promotions, many residents end up choosing cards that don’t truly suit their needs.
Our Partner Banks
Our Partner Banks
Partnering with top UAE banks for fast approvals, seamless processing, and expert support.
About Test My Card
About Test My Card
Who are we?
A UAE-based platform powered by FINQY Fintech Financing Broker LLC, dedicated to helping you find your perfect credit card with AI-powered precision and expert advice.
Our Mission
We’re on a mission to empower you with the best credit card options, tailored to your needs. Test My Card simplifies the decision-making process, so you can enjoy better rewards, lower fees, and improved financial control. Your financial future starts with the right card, and we’re here to help you make it happen.
Our Vision
We envision a world where everyone confidently navigates their financial journey, making smarter, more informed credit card choices. By revolutionizing how people choose and use credit cards, we aim to create a future where everyone is in control of their financial journey.
What Makes Us Different
At Test My Card, we personalize credit card recommendations based on your current credit card, ensuring you only see cards you're likely to qualify for. Unlike traditional comparison sites, we provide real-time updates on the latest offers and benefits, helping you make informed decisions and protect your credit health.
Our Track Record
Our Track Record
100K
Applications Processed
30%
Higher Approvals
95%
Satisfaction Rate
6+
Years of Experience
Our Team
Ajay Aggarwal
CFO
Manish Masih
CMO
Mohit Vohra
CTO
Manish Aggarwal
CEO
Puneet Lamba
CSO
Chiranjib Chatterjee
CBO
Ajay Aggarwal
CFO
Manish Masih
CMO
Mohit Vohra
CTO
Manish Aggarwal
CEO
Puneet Lamba
CSO
Chiranjib Chatterjee
CBO
Frequently Asked Questions
What is Test My Card?
An AI-powered tool to help you compare and find the best UAE credit cards based on your current card, spending habits, and eligibility.
Is Test My Card free?
Yes, completely free.
Which banks do you currently partner with?
Sharjah Islamic Bank (SIB), and Ajman Bank. We are actively engaging with other banks to expand options.
Can I apply through Test My Card?
Yes, apply directly or via connected banks.
Do you help new UAE residents or those without a credit card?
Yes, we recommend three cards for new customers and provide guidance to make your first card application easy.
Get in Touch
Have questions? We're here to help!
Phone Number:
+971 56 863 4608
Mon-Sat: 9:30 AM - 5:30 PM
WhatsApp:
+971 56 863 4608
Mon-Sat: 9:30 AM - 5:30 PM
